Category: Homeowner

With so many of us working from home these days, it’s more important than ever to keep your house clean. Here are some helpful tips you can use to protect yourself and your family and keep your home disinfected:

It seems like only yesterday that the word “foreclosure” dominated the headlines as millions of Americans lost their homes during the Great Recession.

Now, that dreaded “F” word is reappearing in media accounts of the COVID-19 pandemic’s effect on the economy. Yes, they’re speculating. Nobody really knows what will happen nor how long this will last.

All it takes is the prospect of missing one mortgage payment, however, to bring back all those dreadful memories from years ago.

Put “foreclosure” to the back of your mind. We have some suggestions to help you deal with the prospect of being unable to make your mortgage payments.

You’re safe for now

“President Trump on Saturday ordered foreclosures and evictions to cease for 60 days across the U.S. in response to the coronavirus pandemic that has idled millions of workers.”

Good news for the tens of thousands of Americans who have lost their jobs over the past few weeks. At least for one month, they will have one less bill to worry about.

But what happens next month? A lot depends on your current financial picture. If you’re a saver, you have far more options than those Americans who live paycheck-to-paycheck.

That first call

It’s a scary one – calling your mortgage company to tell them you can’t make your payment. But, call you must and afterward, you’ll be glad you did.

Many mortgage companies and banks are offering deferral programs during the COVID-19 crisis.

Keep in mind that a deferral isn’t forgiveness and you’ll be expected to make up the missed payments at a later date (unless you can convince them to tack the missed payments onto the end of the loan).

As well, the interest on the loan will most likely continue to accrue.

You will most likely need to offer proof of your hardship and many lenders require pay stubs and bank statements (to show a declining income) and a profit and loss statement from the self-employed.

What if my lender won’t work with me?

We have yet to hear of a lender who is refusing to at least listen to homeowners at this time. This doesn’t mean they don’t exist. If you have a conventional loan and the lender refuses to work with you, call a HUD-approved housing counsellor at 800-569-4287.

Borrowers with FHA-backed loans will find help dealing with their lender by calling the National Servicing Center at 877-622-8525. You will be asked to provide the names of all people listed on the mortgage and the full address of the property. If you have your loan settlement statement handy, jot down the 13-digit FHA case number. This may get you faster service.

VA borrowers can find help on the U.S. Department of Veterans Affairs website.

Additional solutions

If your lender won’t work with you, or you prefer not to pursue the aforementioned solutions, consider the following ways of dealing with mortgage payments that you cannot afford at this time:

• Sell the home
• Apply to refinance your mortgage

Avoid foreclosure prevention scams

During the Great Recession, foreclosure prevention scams became a cottage industry. While we haven’t seen any recently, if the crisis continues, they may pop up again.

Many of these scam companies chose names and phone numbers that were quite similar to those of government programs. They charged high up-front fees while promising to pay off the borrower’s delinquent mortgage.

If you have any questions or suspicions about offers you receive, call a HUD housing counselor (800-569-4287) or reach out to us and we’ll point you in the right direction.

If you think wallpaper is something only your grandmother would love, think again. “Wallpaper is back with a vengeance,” Brook Anderson with Bay Hill Design in Austin, TX tells Studio 512.

Celeste Randolph, a designer in Los Altos, CA concurs “Geometric prints in wallcoverings … are huge right now.”

Today’s wallpaper would blow gramma away. Carnegie Fabrics, for instance, offers a line of thermoplastic olefin wallcoverings or you could consider cellulose wallcoverings or artisan-crafted, handmade wallpaper, like these from Benjamin Moore.

Whatever you choose, to be successful with a DIY wallpaper hanging project requires careful and thorough preparation of the wall to which you hope to stick it.

“Wallpaper can’t cling to greasy, dirty walls, old wallpaper or paint,” claim the experts and WallpapersToGo.com. “That’s why we can’t emphasize enough how critical it is to have your walls properly prepared.”

If the wall is currently covered with wallpaper, you’ll need to remove it. Not a fun job, but we’ve rounded up some tips to make it easier.

The tools you’ll need to strip the old wallpaper

As mentioned above, understand that stripping wallpaper is not a fun job. And, it will take longer than you want it to. Don’t plan to get it all done in one day, even if you are working in a small room.

Then, head out to a hardware or home improvement store to pick up the supplies you’ll need. These include:

• Drop cloths
• A wallpaper scoring tool
• A wallpaper scraping tool
• Wallpaper removal solvent
• A spray bottle

Let’s get that wallpaper removed

Push the furniture into the center of the room and cover it with drop cloths. Then, lay a few of them down on the floors where you’ll be working. Finally, put some old towels or rags along the baseboards, lay drop cloths over them and tape it to the baseboards.

Examine your walls to determine if they are made of plaster or drywall. If your home was built more than 50 years ago, the walls are most likely plaster. Homes built since then typically offer drywall.

Not sure? Knock on the wall. If the sound is dull, it’s plaster, according to home improvement experts at Lowes.com. Drywall sounds hollow when you knock on it.

You’ll need to approach drywall with caution, being “careful not to damage the cardboard facing when using a wallpaper scraping tool,” say the pros at Lowes.

Next, pull off all the paper that comes off easily. Yes, you will be left with plenty of glue on the wall and patches of wallpaper. Score all the remaining wallpaper so that solvent can get through the paper and into the glue.

Beginning at the top of the wall (the area closest to the ceiling), spray a small area of wall with the wallpaper removal solvent (prepared according to package instructions). Allow the solvent to sit for a few minutes to ensure it has soaked in. Then, use the scraper to gently scrape the wallpaper and glue from the wall until it’s smooth.

Occasionally, especially with old wallpaper, the solution won’t be absorbed. Use coarse sandpaper to scuff up the area or use the suggested scoring tool. Soak the area again and allow it to sit for 30 minutes.

After all the glue and backing has been removed, clean and dry your walls before applying your new finishes.

A note about washable wallpaper

Washable wallpapers include a top layer, typically a plastic-like film. This is where the scoring tool comes in handy; use it to break holes in the wallpaper. Use the spray bottle, filled with water, and squirt the water into the holes you created.

Wait 10 minutes and then scrape the wallpaper from the wall.

Violence sells and “If it bleeds, it leads” has been the media’s strategy for the past decade or more. The gorier, more brutal the death, the more it’s hyped.

What we rarely hear about are the less dramatic, less clickbait-worthy ways we can die. Which is sad, because some, such as carbon monoxide (CO) poisoning, are preventable with just a little basic knowledge.

Think CO poisoning isn’t common? Think again: it’s the leading cause of accidental poisonings in the U.S. according to the Journal of the American Medical Association.

In fact, the Centers for Disease Control and Prevention (CDC) claim that it’s responsible for the deaths of more than 400 Americans and the medical treatment of an additional 50,000 each year. Half of these deaths, they say, happen between November and February.

What exactly is carbon monoxide?

Known as “the silent killer,” carbon monoxide is a colorless, odorless gas which can cause sudden illness and death” and it is “produced anytime a fossil fuel is burned,” according to the CDC.

Sources of carbon monoxide in the home include:

• Charcoal grills
• Clothes dryers
• Fireplaces, both gas and wood burning
• Furnaces or boilers
• Gas stoves and ovens
• Lawn equipment
• Motor vehicles
• Portable generators
• Power tools
• Tobacco smoke
• Water heaters
• Wood stoves

Symptoms of carbon monoxide poisoning

According to the Minnesota Department of Health, “Identifying CO poisoning can be difficult because the symptoms are similar to the flu … people will ignore early signs and eventually lose consciousness and be unable to escape to safety.”

Early symptoms include a mild headache and a feeling of breathlessness after moderate exercise. The difference between these symptoms and those of the flu include:

• Symptoms ease when you are out of the house
• Symptoms are more pronounced in family members who spend the most amount of time in the home.
• Pets may exhibit signs of illness.
• Your symptoms do not include body aches, a fever and other common flu symptoms.

Prevention

The CDC offers up plenty of tips to prevent carbon monoxide poisoning in the home. Here are just a few.

• Don’t use your gas oven for heating the home.
• If you use your fireplace, have the chimney swept annually.
• Don’t leave your car or motorcycle’s engine running in a closed garage.
• Have your water heater and heating system checked annually.
• Ensure that all rooms are ventilated adequately.
• When using a generator, keep it at least 20 feet away from a vent, door or window.
• Install CO alarms in the home. The CDC recommends one in each bedroom and one on each floor of the home, including the basement. If the alarm sounds, leave the home immediately and call 911.

Learn more about carbon monoxide in the home and how to prevent poisoning at the CDC website.

It’s that time of year when the sun starts feeling a little bit warmer and the air a little less frigid. It’s almost gardening season and if you have high hopes of a bounty of colorful blooms in the garden, it’s time to get started.

Start your seeds

If your flower garden will include plants that you’ll start from seed, now may be the time to get them going. We say “may” because seeds have differing requirements. Some need to be sown indoors eight weeks before the last frost date, while others may require a shorter or longer time period.

Check the back of your seed packets to ensure you get the timing right.

Then, there are some seeds that need to be sown directly outdoors (because the plant doesn’t tolerate transplanting).

Consult this chart at Iowa State University Extension’s website for a list of popular seeds and their germination requirements. The University of Missouri Extension’s website offers a walkthrough of the seed-starting process.

Get the bed ready

A successful garden, whether it produces vegetables or flowers, starts with the soil. Cleaning up debris from last season or junk that the weather brought in is the first step.

Pull weeds and then rake up all the debris and dispose of it. Then, go through the soil to remove rocks and anything else that may impede tender young roots.

Your plants will thank you if you incorporate some well-rotted manure or compost into the soil. Typically, about 2 inches of the material mixed into the top inches of soil is just about right.

Then, give it a good, deep watering.

Plants from the nursery

Many flower gardeners leave the seed-starting to professional growers. If you’re among them, wait until after the last frost date to head to the nursery to choose the flowers for your garden.

Not sure when you can expect the last frost? Navigate to Almanac.com to find out.

Choose a day when you have few other errands to run or make the nursery the last stop on your list. This way your new plants won’t be sitting in the car, subjected to heat and a lack of air.

Don’t plan on planting your new flowers right away because they require a gradual introduction into the garden.

This is a process known as “hardening off.” Allow the plants you bought at the nursery to sit in a shady area for about a week to gradually become accustomed to the new environment.

The hardening off process is a bit different for those plants you’ve grown from seed. Find a sheltered outdoor area for them. On the first day, leave them outdoors for about two hours. Increase the amount of time outdoors each day for about a week.

Almanac.com offers a video on the hardening off process.

Get them into the ground

When planting, allow enough space around each plant to account for its eventual height and width. This should be listed on the back of the seed packet.

Planting holes should be the same depth at which the plant is currently growing, but twice the width.

Carefully remove the seedling from its pot by turning the pot upside down over your open hand. Never pull on the plant to get it out of the pot. If it’s stuck, press the sides of the pot to loosen it and tap the bottom of the pot.

Place the seedling into the planting hole and fill the hole with soil. When its full, use your hands to gently press the soil around the base of the plant. Then, water well to help the plant settle and to remove air pockets from around the roots.

One last step

While the weather may be mild right now, summer will be here before we know it. To cut back on how often you’ll need to water and to insulate the plants’ roots, apply a layer of mulch over the soil.

Spread a 2-inch layer throughout the flower bed, keeping it at least 6 inches from each plant to avoid rot.

There you go – your new spring flower bed. As long as you keep an eye on the moisture in the soil (don’t under- or over-water), you’ll have a blanket of color all season long.

After the holiday company leaves and life’s pace gets back to normal, the last thing most of us want to do is a deep-clean the kitchen. Here it is March (almost spring) and the post-holiday mess still lingers.

Since we’re on the spring-cleaning doorstep, this is the ideal time to bust out the rubber gloves and cleaning supplies and roll up your sleeves. Like eating an elephant, take this project one bite at a time.

We suggest starting in the center of your kitchen’s greasy universe – the stove.

Start at the top

Professional house cleaners know to start at the top of a room and work down as they clean. This avoids having the “muck” from the upper surfaces end up on freshly-cleaned areas below.

For instance, clean the range hood before cleaning the stove (unless the built-in microwave is above the exhaust vent. If it is, start there – we explain how, below). This is most likely the greasiest area of the kitchen, so you’ll need heavy-duty-type cleaners for this task.

Start with the filter. If you have a metal filter, remove it and place it in a sink or bin full of degreasing solution – either commercial or homemade.

“Using degreasing dish soap and hot water, by itself, is as effective in cleaning stuck-on grease as anything sold in the aftermarket,” suggests the experts with Gold Star Maids. They go on to recommend boiling water and a long-handled scrub brush to avoid being burned by the water.

Personally, we’ve tried that solution, to no avail. If you don’t mind using ammonia, substitute the smelly stuff for the dish soap in that boiling water.

After scrubbing, rinse the filter in warm water and allow it to dry before replacing it in the hood.

Next, tackle the range hood. Never use abrasive materials on stainless steel. Wipe it down with soap and water, dry it and then use your shine product. Try WD-40® on a soft cloth, rubbing in the direction of the grain.

Microwave and stove

Microwave cleaning isn’t as daunting as it may appear, regardless of how dirty it is.

Slice a lemon in half and place it in a large bowl of water. Place the bowl in the microwave oven and allow the water to boil for about five minutes.

This will create a lemony steam to loosen dried bits of food on the walls and ceiling of the oven. The bonus is that it also creates a much more pleasant scent than last week’s dried up food.

Wear heavy waterproof gloves and use a plastic scrubby dipped into the hot lemon water to wipe down the interior of the oven.

Next, remove the burner grates, drip pans and knobs from the stove. Danny Lipford with Today’s Homeowner suggests using a solution of dish soap and baking soda for the grates and drip pans, allowing them to sit in the solution. Then, use a citrus-based cleaner on the stove.

Ew, the oven

Self-cleaning ovens. They seem heaven-sent, don’t they? Unless you’re one of the unfortunate who has experienced a blown fuse or other damage caused by the self-cleaning process.

The “science” behind the reasons that ovens often fail after the self-cleaning cycle is a bit complicated, but Faith Durand, at TheKitchn.com does a brilliant job explaining it.

If you’re among those of us who refuse to use the self-cleaning function of our ovens, or Durand has talked you out of it, it’s time to get back to the old-school ways of cleaning.

This might include the use of a commercial oven-cleaning product, but it doesn’t have to. The experts at FamilyHandyman.com give instructions on how to clean the oven without chemicals.

• Use a scrub brush to remove burned-on debris.
• Combine baking soda, a squirt of dishwashing liquid and enough water to create a paste.
• Use a sponge to apply the paste, covering all areas of the oven (except for the vents).
• Allow the paste to remain on the surfaces overnight.
• Spray the paste-applied areas with a mixture of equal parts of water and vinegar, allow it to remain for 15 minutes and then wipe clean.

There you go – one spring cleaning chore out of the way.

If you’ve ever toured the model homes in a new home community, you may understand that interior decorating is an art. It’s not just the tastefully designed furniture and accessories, however, that create the perfect room. The placement of these elements has a great deal to do with the overall appeal of a design.

“Smart furniture placement can make a well-laid-out room even more appealing and functional,” claims Susan Yoder, a designer for Clayton Homes.

“Having so much space to work with can be intimidating, so it’s important to put some thought into how you’ll arrange things ahead of time.”

Here are a few things to keep in mind when planning your furniture arrangement.

Determine how you’ll use the room

What is the purpose of the room? Will the family use the living room to watch TV or will you save that room for more formal purposes and use the family room for the casual family get-togethers?

If you own a small home, without an alternative room, you may not have a choice. In that case, carve out zones in the room and arrange the furniture to delineate them.

For instance, orient the sofa to face the TV and create a separate area with comfy chairs, a small side table and lamp for those solitary moments you spend reading or conversing one-on-one.

Determine a focal point

Where is your eye drawn when you enter the room? This is the room’s focal point. Typical spots to create this point include a fireplace or large window with a view.

If the room lacks a natural focal point, create one by painting a wall in an accent color or using a piece of artwork or furniture, such as a bookcase.

Whatever you choose as your focal point, accent it with attractive accessories and then position the furniture so that it faces it yet doesn’t block the view from the room’s entry.

Create traffic flow

Professional designers say that one of their pet peeves is homeowners that neglect natural traffic paths in rooms and have a tendency to block them. “These paths will go between any entries into the room to any other entry into the room. People will instinctively take the quickest route, that being a straight line,” say the experts at Verona Interiors in St. Louis, Missouri.

Make sure you don’t crowd the entryways to the room with furniture pieces. Make it easy to enter and exit the room.

Once inside the room, there should be enough room to walk through it without bumping into or having to maneuver around furniture.

Keep furniture to scale

Oversized furniture in small rooms not only disrupt traffic flow, but may obliterate the room’s focal point, thereby making the room feel even smaller than it is.

The same can be said for large rooms with dinky furniture. The size of your furniture should match the size of the room. Yes, that sounds obvious, but designers say it’s a common mistake among homeowners.

Need more tips on how to arrange furniture in your new home? Pinterest offers lots of ideas as does Better Homes & Gardens and HGTV.

If you’re short on cash, you’ll be glad you made that decision to buy instead of continue renting, because you can borrow money against the equity in your home.

Now, however, you’ll need to make another big decision: Which “dip” into the home equity pool offers more bang for the buck?

For older Americans, that decision typically comes down to a choice between a reverse mortgage or a home equity line of credit. While both offer a way for you to get your hands on your home’s equity when you need it the most, one is less expensive but the other is safer.

There are other differences between the two solutions as well. Let’s take a closer look at some of those.

• What is a reverse mortgage?
• What is a HELOC?
• Eligibility requirements
  • How to qualify for a reverse mortgage
  • How to qualify for a HELOC
• Costs
• A quick look at the pros and cons of each

What is a reverse mortgage?

You may hear the reverse mortgage referred to as the HECM, which is short for Home Equity Conversion Mortgage. While there are other reverse mortgage programs available (such as the proprietary or “jumbo” reverse mortgage for expensive homes), the HECM is by far the most popular, and accounts for the bulk of reverse mortgages granted.

This isn’t to say that the HECM is popular. In fact, “While about a million homeowners retire every year, fewer than 60,000 HECMs will be written this year,” according to The Mortgage Professor.

He chalks up the lack of interest in the program to a healthy skepticism on the part of those who it is designed to help—older Americans.

In a nutshell, the HECM is a creation of the U.S. Department of Housing and Urban Development and it is overseen and insured by the FHA.

Although it’s considered a loan, there are no payments required until the borrower either moves out of the home or the last borrower passes away.

Borrowers will still need to pay their property taxes, hazard insurance premiums, HOA dues (if applicable) and for upkeep on the home.

Unlike the HELOC, however, the funds borrowed can be delivered in a number of ways, from a lump sum, to a line of credit or monthly draw. You may even receive a combination of these methods, at your discretion.

What is a HELOC?

While a HELOC (pronounced “hee-lock,” and short for home equity line of credit) is a loan, it doesn’t offer the borrower a lump sum, such as you might receive if you take out a personal loan. Instead, the borrower receives a line of credit, similar to a credit card.

In fact, when making a draw against your loan, you’ll use a dedicated credit card or check.

HELOCS carry a time limit, known as the “draw period,” set by the lender and it varies, depending on lender. For instance, the lender may offer you a 10-year draw period. Upon expiration of the period, you will no longer have access to the HELOC and the repayment period begins.

Repayment can consist of either a balloon payment of the total amount due or monthly payments for a specific time period.

Eligibility requirements

How to qualify for a reverse mortgage

• The reverse mortgage is available to homeowners who are at least 62 years of age.
• You must either own the home outright or have a significant amount of home equity. There must be no debt against the home, so if you choose this route you’ll need to pay off the current mortgage from the proceeds of the reverse mortgage.
• The home must be the borrower’s primary residence.
• There is no minimum credit score requirement for the HECM, but the lender will look into your ability to pay the taxes, HOA fees, insurance premiums and upkeep of the home.
• The borrower must not be in arrears on any debt owed the federal government (such as a government-insured student loan or tax payments).
• HECM applicants are required to attend a housing counseling session.

How to qualify for a HELOC

HELOC eligibility varies, according to lender. Typical requirements include:

• A credit score of 760 or more, although it may be possible to obtain the loan with a lower score.
• Your equity must be at least 15 percent of the home’s value. The lender will require an appraisal of the home to verify its current value.
• The borrower must have a debt-to-income ratio of 43 percent, although some lenders may consider a DTI as high as 50 percent.
• A history of paying debts on time.

There are advantages and disadvantages to both programs – something we’ll take a look at in the coming weeks.

We are not mortgage professionals, so please speak with yours before proceeding with any mortgage product.

We’re willing to bet that your single-family-home-owning friends are a bit envious of your condo-living lifestyle. After all, owning a house comes with an almost never-ending list of maintenance expenses.

You, on the other hand, can use what you would’ve spent on lawn service, pool cleaning and roof repairs for the more enjoyable stuff – like cosmetic upgrades for your home.

The good news is that you don’t need to save up big bucks to breathe new life into your condo before you put it on the market or just for your own enjoyment. These three upgrades are quick, easy, inexpensive and most of all, potential buyers will notice them.

1. Kitchen and Bathroom Cabinets

As tempting as it is to entertain notions of replacing the facings on your cabinets, it isn’t easy and it’s far from cheap. There are other ways to refresh them, though, that won’t break the bank.

New pulls, knobs, and handles on those cabinets will completely transform their appearance. Plus, they’re typically inexpensive, although you can buy ultra-high-end pieces. Best of all, installing them is a suitable task for homeowners without too much DIY experience.

Just be sure to unscrew one handle to see what’s underneath it before heading off to the store. And, watch Better Home & Garden’s handy video on how to change cabinetry hardware. You’ll find the video at BHG.com.

Cabinet hardware is available from a variety of sources including the big home improvement stores and online retailers, such as Wayfair.com and Rejuvenation.com. If you’re short on cash, try visiting your local Habitat for Humanity ReStore.

2. Window Treatments

Curtains and blinds tend to be one of those things that you handle once and then forget about forever. After all, once they’ve proven themselves to regulate the light (and your privacy) efficiently, why change them?

Except, that means your window treatments may give your rooms an outdated appearance. And, they may not work as effectively as you think.

Take time to browse alternatives and you may just find some that will transform the mood of every room in your house. You’ll find inspiration online at HouseBeautiful.com and HGTV.com.

3. Lighting

New lighting will always make a room feel newer and brighter. If you can afford to replace outdated fixtures completely, you should consider it now.

Since the rooms in condos tend to be a bit smaller than those in a single-family home, you’ll need to keep scale in mind when buying new lighting.

Before you shop for new lamps and fixtures, learn some tips on how to choose the right one for each room. Forbes.com and Lumens.com both offer up helpful information.

You’ll find a large assortment of lighting at the big home improvement stores, such as Home Depot and Lowe’s.

Online, check out the assortment at LampsPlus.com, Wayfair.com and PotteryBarn.com.

If you can’t buy new lighting, a little change in lamp shades or brighter bulbs may just do the trick.

Want to do something more drastic, like painting? It may be best to wait until later in spring so you can open the windows and doors of your condo while you do it. But fresh paint on the walls is one of the best investments you can make before putting the condo up for sale.

The annual Consumer Electronics Show (CES) was held last month in Las Vegas and, as usual, innovation abounds.

We scoured the home-oriented tech that’s coming out soon and found some we thought you might be interested in learning more about.

We just want to know, which one is Alexa?

Neon, the artificial human chatbot, was unveiled at January’s CES convention and to say it’s amazing would be an understatement.

Neon’s purpose is to put a face and body to the faceless, bodiless virtual assistants we now use in or homes – you know, Alexa and Siri and the like.

It’s better explained in a YouTube video we found online, posted by Good Tech.

The narrator of the video is spot on when he says it’s impossible to tell the difference between Samsung’s computer-generated “people” and the real deal.

It turns out, none of them is Alexa. Neon isn’t an AI assistant, according to Shara Tibken at Cnet.com.

Unlike AI assistants, Neons do not know it all, and “they are not an interface to the internet to ask for weather updates or to play your favorite music,” Tibkin quotes from a company spokesperson.

Learn more about Neon, when it is expected to be released and more at Cnet.com.

 Take a shower with Alexa

Kohler showed off its new Moxie Showerhead at the 2020 CES in Las Vegas and picked up an Innovation Award in the process.

Built in to it is Amazon’s smart speaker and the voice behind it, Alexa. We don’t know about you, but we do some of our best thinking while showering and now you can have Alexa right there to take notes for you, set reminders, set alarms, etc.

You can also catch up on the news, check the weather, get a stock update and use other Alexa skills you have enabled.

There are actually two showerheads, one is Blue Tooth enabled and the other A.I. (Alexa). Learn more about it at Multivu.com.

Hydraloop

Winner of the 2020 CES Innovation in Sustainability, Eco-Design, and Smart Energy award, Hydra Loop “promises to help you conserve water in the home.” How?

By “recycling and cleaning about 85 percent of water use at home,” according to John Breaux at sdentertainer.com.

What this means for homeowners is that they’ll most likely recoup the $4,000 price tag for the Hydraloop:

• Reducing the amount of water used by 45 percent
• Reducing the amount of “sewage emission” by 45 percent
• Reducing energy bills

Learn more about Hydraloop and how you can order one (later this year) at Electrek.co.

Arlo Pro 3 Floodlight Camera

If you’re keen on home security, you’ll love this one. Presented by Arlo, it’s an outdoor smart camera “with a massive floodlight slapped on the front,” according to Hugh Langley at TechRadar.com. In fact, this “massive floodlight” provides 3,000 lumens.

Recordings are in color (unusual for basic night-vision smart cameras) and you control the timing, the brightness and whether the light flashes when something triggers it.

Langley says that in addition to this, “you’ve got a 160-degree field of view, two-way audio, and six months of battery life.” Available this spring, it’ll retail for $249.99. Learn more about the Arlo Pro 3 Floodlight Camera and sign up for availability notification at Arlo.com.

4moms® mamaRoo sleep™ Bassinet

While it isn’t cutesy, it is incredibly innovative and something that moms and dads of especially fussy infants may love. The bassinet snagged CES Innovator Honoree award.

If you already own the mamaRoo infant seat you’re familiar with some of the tech-enabled motions (that mimic “natural motions of parents,” according to the company) you’ll find in the bassinet:

• Car ride
• Kangaroo
• Wave
• Tree swing
• Rock-a-bye

In addition, the bassinet offers five vibration speed options and four choices of white noise, all controllable with the 4moms app.

The retail price is $329.99 which is a bargain for parents of colicky babies. They also offer a payment plan. Check it out, watch the different motions and more at 4moms.com.